.vf-kopf{position:relative;background:#fff;overflow:hidden}.vf-kopf-g{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:32px;align-items:center}.vf-kopf-t{position:relative;z-index:2;padding:12px 0 24px}.vf-krumen ol{display:flex;flex-wrap:wrap;align-items:center;font-size:16px;line-height:1.3}.vf-krumen li{display:flex;align-items:center}.vf-krumen li+li:before{content:"";width:7px;height:7px;margin:0 12px 0 8px;border-top:2px solid var(--blau);border-right:2px solid var(--blau);transform:rotate(45deg);border-radius:1px}.vf-krumen a{display:inline-flex;align-items:center;min-height:44px;color:var(--tief);font-weight:500;text-decoration:underline;text-decoration-color:#00365959;text-decoration-thickness:2px;text-underline-offset:4px;transition:text-decoration-color .2s}.vf-krumen a:hover{text-decoration-color:var(--blau)}.vf-h1-artikel{margin-top:10px;font-family:var(--anzeige);font-weight:800;font-size:clamp(34px,3.9cqw,56px);line-height:1.1;letter-spacing:-.012em;color:var(--schiefer);text-wrap:balance;hyphens:manual}.vf-meta{margin-top:20px;font-size:17px;line-height:1.45}.vf-meta>span+span:before{content:" · "}.vf-kopf-bild{position:relative;height:490px}.vf-kopf-bild img{position:absolute;left:50%;top:50%;width:1320px;height:auto;margin-left:-705px;margin-top:-364px;pointer-events:none;-webkit-mask-image:linear-gradient(to bottom,#000 78.5%,transparent 82.5%);mask-image:linear-gradient(to bottom,#000 78.5%,transparent 82.5%)}.vf-lese{display:grid;grid-template-columns:minmax(0,720px) 280px;justify-content:space-between;padding-top:20px;padding-bottom:16px}.vf-lese-ohne-toc{grid-template-columns:minmax(0,720px)}.vf-rail{grid-column:2;grid-row:1}.vf-toc{position:sticky;top:28px}.vf-toc-k{font-family:var(--anzeige);font-weight:800;font-size:19px;line-height:1.2;color:var(--schiefer);padding:0 14px 8px}.vf-toc-knopf{display:none}.vf-toc-liste li+li{margin-top:2px}.vf-toc-liste a{display:flex;align-items:center;min-height:44px;padding:8px 14px;border-radius:16px;font-size:16px;line-height:1.3;color:var(--text);text-decoration:none;transition:background-color .2s,color .2s}.vf-toc-liste a:hover{color:var(--tief);background:var(--himmel)}.vf-toc-liste a[aria-current=true]{background:var(--himmel);color:var(--tief)}.vf-prosa{grid-column:1;grid-row:1;min-width:0;font-size:18px;line-height:1.65;hyphens:manual}.vf-prosa>:is(p,ol,ul,blockquote,h3,h4,hr,.vf-dia,figure,.vf-weich,.vf-tabbox,.ratgeber-kasten,div){max-width:588px}.vf-prosa>:is(.vf-tabbox,.vf-hilfe,.vf-merk,.vf-video-art,.ratgeber-kasten,[data-rechner]){max-width:none}.vf-prosa>:is(p,ol,ul,blockquote){margin-top:20px}.vf-prosa strong{font-weight:600;color:var(--schiefer)}.vf-prosa em{font-style:italic}.vf-prosa :is(p,li,td,figcaption,blockquote) a{color:var(--tief);font-weight:500;text-decoration:underline;text-decoration-thickness:1.5px;text-decoration-color:#00365966;text-underline-offset:3px;transition:text-decoration-color .2s}.vf-prosa :is(p,li,td,figcaption,blockquote) a:hover{text-decoration-color:var(--blau)}.vf-prosa>h2{margin-top:60px;max-width:588px;scroll-margin-top:24px;font-family:var(--anzeige);font-weight:800;font-size:clamp(27px,2.4cqw,34px);line-height:1.16;letter-spacing:-.01em;color:var(--schiefer);text-wrap:balance}.vf-prosa>h3{margin-top:36px;font-family:var(--anzeige);font-weight:700;font-size:22px;line-height:1.25;color:var(--schiefer)}.vf-prosa>h4{margin-top:28px;font-family:var(--anzeige);font-weight:700;font-size:19px;color:var(--schiefer)}.vf-prosa>:is(h2,h3)+:is(p,ul,ol,.vf-tabbox){margin-top:16px}.vf-prosa>h3+p{margin-top:10px}.vf-prosa>hr{margin:40px 0;border:0;border-top:1px solid var(--hell)}.vf-prosa>blockquote{padding:18px 22px;border-radius:18px;background:var(--himmel);color:var(--schiefer)}.vf-prosa ul>li{position:relative;padding-left:24px}.vf-prosa ul>li+li{margin-top:12px}.vf-prosa ul>li:before{content:"";position:absolute;left:3px;top:.68em;width:8px;height:8px;border-radius:50%;background:var(--blau)}.vf-prosa ol{counter-reset:p}.vf-prosa ol>li{position:relative;counter-increment:p;padding-left:48px;min-height:34px}.vf-prosa ol>li+li{margin-top:14px}.vf-prosa ol>li:before{content:counter(p);position:absolute;left:0;top:-1px;display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--himmel);color:var(--tief);font-family:var(--anzeige);font-weight:800;font-size:17px;line-height:1}.vf-prosa li>:is(ul,ol){margin-top:10px}.vf-prosa p>img{display:block;max-width:100%;height:auto;padding:12px;border-radius:18px;background:#fff;box-shadow:var(--schatten)}.vf-prosa p:has(>img){margin-top:32px}.vf-prosa p:has(>img)+p:has(>em:only-child){margin-top:12px;font-size:16px;text-align:left}.vf-merk,.vf-prosa .ratgeber-kasten{margin-top:0;padding:28px;border-radius:24px;background:var(--himmel)}.vf-prosa .ratgeber-kasten{margin-top:32px}.vf-merk-h,.vf-prosa .ratgeber-kasten-titel{font-family:var(--anzeige);font-weight:800;font-size:26px;line-height:1.2;letter-spacing:-.008em;color:var(--schiefer)}.vf-merk-h b{font-weight:inherit;color:var(--blau)}.vf-merk ul{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin:16px 0 0}.vf-merk ul>li{padding-left:0;margin:0}.vf-merk ul>li:before{display:none}.vf-merk-w{font-family:var(--anzeige);font-weight:800;font-size:32px;line-height:1.15;letter-spacing:-.012em;color:var(--blau);font-variant-numeric:tabular-nums;white-space:nowrap}.vf-merk-t{margin-top:4px;font-size:16.5px;line-height:1.4;color:var(--schiefer)}.vf-prosa>.vf-merk+p{margin-top:28px}.vf-prosa .ratgeber-kasten ul{margin-top:14px}.vf-prosa .ratgeber-kasten li{font-size:17px;line-height:1.5;color:var(--schiefer)}.vf-tabbox{margin-top:16px;overflow-x:auto;border-radius:18px;box-shadow:inset 0 0 0 1px var(--hell);scrollbar-width:thin;scrollbar-color:var(--hell) transparent}.vf-prosa>.vf-tabbox{margin-top:24px}.vf-tabbox table{width:100%;min-width:340px;border-collapse:collapse;font-size:17px;line-height:1.4;font-variant-numeric:tabular-nums}.vf-tabbox th{padding:13px 20px;background:var(--himmel);text-align:left;font-family:var(--anzeige);font-weight:700;color:var(--schiefer);vertical-align:bottom}.vf-tabbox td{padding:13px 20px;border-top:1px solid var(--hell);vertical-align:top}.vf-tabbox td:last-child{font-weight:600;color:var(--schiefer)}.vf-hilfe{margin-top:32px;padding:28px;border-radius:24px;background:#fff;box-shadow:var(--schatten)}.vf-hilfe-h{font-family:var(--anzeige);font-weight:800;font-size:26px;line-height:1.2;letter-spacing:-.008em;color:var(--schiefer)}.vf-hilfe-h b{font-weight:inherit;color:var(--blau)}.vf-hilfe-g{display:grid;grid-template-columns:minmax(0,1fr) 232px;gap:32px;align-items:center;margin-top:16px}.vf-regler-k{display:flex;align-items:baseline;justify-content:space-between;gap:12px}.vf-regler-k label{font-weight:500;font-size:16.5px;color:var(--schiefer)}.vf-regler-k output{font-family:var(--anzeige);font-weight:800;font-size:20px;color:var(--schiefer);font-variant-numeric:tabular-nums;white-space:nowrap}.vf-spur{position:relative;height:44px;margin-top:4px;--d: 14px;--a: calc(var(--d) + (100% - 2 * var(--d)) * .42857);--b: calc(var(--d) + (100% - 2 * var(--d)) * .85714)}.vf-zone{position:absolute;top:17px;height:10px;background:var(--hell);transition:background-color .25s}.vf-zone.vf-an{background:var(--blau)}.vf-zone-1{left:0;width:calc(var(--a) - 2px);border-radius:5px 0 0 5px}.vf-zone-2{left:calc(var(--a) + 2px);width:calc(var(--b) - var(--a) - 4px)}.vf-zone-3{left:calc(var(--b) + 2px);right:0;border-radius:0 5px 5px 0}.vf-spur input{position:absolute;inset:0;width:100%;height:44px;margin:0;background:none;-webkit-appearance:none;appearance:none;cursor:pointer;border-radius:22px}.vf-spur input::-webkit-slider-runnable-track{height:44px;background:none}.vf-spur input::-moz-range-track{height:44px;background:none}.vf-spur input::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;margin-top:8px;border-radius:50%;background:#fff;border:3px solid var(--blau);box-shadow:0 6px 12px -4px #00365973}.vf-spur input::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--blau);box-shadow:0 6px 12px -4px #00365973}.vf-skala{position:relative;height:22px;font-size:15px;line-height:22px;--d: 14px;--a: calc(var(--d) + (100% - 2 * var(--d)) * .42857);--b: calc(var(--d) + (100% - 2 * var(--d)) * .85714);font-variant-numeric:tabular-nums}.vf-skala span{position:absolute;top:0;transform:translate(-50%);white-space:nowrap}.vf-skala-a{left:var(--a)}.vf-skala-b{left:var(--b)}.vf-erg{padding:16px 18px;border-radius:18px;background:var(--himmel)}.vf-erg-k{font-size:15.5px;line-height:1.3;color:var(--schiefer)}.vf-erg strong{display:block;margin-top:2px;font-family:var(--anzeige);font-weight:800;font-size:29px;line-height:1.15;letter-spacing:-.012em;color:var(--blau);font-variant-numeric:tabular-nums;white-space:nowrap}.vf-erg-r{margin-top:4px;font-size:15px;line-height:1.35;min-height:3.9em}.vf-hilfe-f{margin-top:16px;font-size:15.5px;line-height:1.45}.vf-prosa>figure{margin-top:36px}.vf-prosa>figure svg{display:block;width:100%;height:auto}.vf-prosa>figure svg text{font-family:var(--anzeige)}.vf-prosa>figure svg [fill="#374151"],.vf-prosa>figure svg [fill="#111827"],.vf-prosa>figure svg [fill="#1F2937"]{fill:var(--schiefer)}.vf-prosa>figure figcaption{margin-top:10px;font-size:16px;line-height:1.45}.vf-weich{display:grid;grid-template-columns:72px minmax(0,1fr);gap:18px;align-items:center;margin-top:36px;padding:18px 0;border-top:1px solid var(--hell);border-bottom:1px solid var(--hell)}.vf-weich-bild{display:block;width:72px;height:72px;border-radius:50%;background-color:var(--himmel);background-image:var(--weich-bild);background-size:150px auto;background-position:50% 30%;background-repeat:no-repeat;background-blend-mode:multiply}.vf-weich p{font-size:17px;line-height:1.5}.vf-weich strong{font-family:var(--anzeige);font-weight:700}.vf-prosa>.vf-video-art{margin-top:0;margin-bottom:32px}.vf-video-art figcaption{margin-top:10px;font-size:16px}.vf-zurueck{margin-top:14px;font-size:17px}.vf-ende-block{padding:44px 24px 0;background:#fff}.vf-ende{position:relative;overflow:hidden;max-width:1392px;margin:0 auto;border-radius:var(--radius-block);background:var(--himmel);padding:52px 0 44px}.vf-ende .vf-wrap{max-width:1248px;padding:0 64px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px;align-items:center}.vf-ende-t{position:relative;z-index:2}.vf-ende-t>p:not(.vf-klein){margin-top:16px;max-width:34em;font-size:19px;line-height:1.5}.vf-ende-t strong{font-weight:600;color:var(--schiefer)}.vf-ende-fuss{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 24px;margin-top:14px;padding-left:28px;font-size:15.5px}.vf-ende-fuss .vf-klein{margin:0;padding:0}.vf-ende-bild{position:relative;height:320px}.vf-ende-bild img{position:absolute;left:50%;top:50%;width:800px;height:auto;margin-left:-396px;margin-top:-226px;pointer-events:none}.vf-rat-weiter{padding:56px 0 44px}.vf-rat-weiter .vf-rat-bild{height:190px}.vf-rat-weiter .vf-rat-bild img{width:540px;margin-left:-270px;margin-top:-152px}@media(prefers-reduced-motion:no-preference){.vf-toc-liste{transition:opacity .2s,transform .25s var(--motion-ease-standard)}}@container page (max-width: 1180px){.vf-lese{grid-template-columns:minmax(0,1fr) 232px;gap:40px}.vf-lese-ohne-toc{grid-template-columns:minmax(0,1fr)}.vf-kopf-bild{height:400px}.vf-kopf-bild img{width:1100px;margin-left:-588px;margin-top:-304px}.vf-hilfe-g{grid-template-columns:1fr;gap:16px}.vf-erg-r{min-height:0}.vf-ende .vf-wrap{grid-template-columns:1fr;padding:0 40px}.vf-ende-bild{height:260px}}@container page (max-width: 760px){.vf-kopf-g{grid-template-columns:minmax(0,1fr);gap:0}.vf-kopf-t{padding:0}.vf-krumen ol{font-size:15px}.vf-krumen a{min-width:44px}.vf-h1-artikel{hyphens:auto;overflow-wrap:break-word;margin-top:4px;font-size:clamp(31px,8.9cqw,38px);line-height:1.12}.vf-meta{margin-top:12px;font-size:15.5px}.vf-kopf-bild{height:336px;margin:0 -16px}.vf-kopf-bild img{width:880px;margin-left:-428px;margin-top:-236px}.vf-lese{display:block;padding-top:0;padding-bottom:0}.vf-rail{position:sticky;top:8px;z-index:6}.vf-toc{position:relative;top:auto}.vf-toc-k{display:none}.vf-toc-knopf{display:grid;grid-template-columns:auto minmax(0,1fr) 20px;align-items:center;gap:10px;width:100%;min-height:50px;padding:0 16px 0 20px;border-radius:999px;background:#fff;box-shadow:0 14px 28px -14px #0036596b,0 2px 8px -2px #00365924;text-align:left;font-size:15.5px;line-height:1.2}.vf-toc-knopf b{font-family:var(--anzeige);font-weight:800;color:var(--schiefer)}.vf-toc-jetzt{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;color:var(--tief)}.vf-toc-knopf svg{color:var(--tief);transition:transform .25s var(--motion-ease-standard)}.vf-toc.vf-offen .vf-toc-knopf svg{transform:rotate(180deg)}.vf-toc-liste{position:absolute;left:0;right:0;top:calc(100% + 8px);max-height:70vh;overflow-y:auto;padding:8px;border-radius:24px;background:#fff;box-shadow:var(--schatten);visibility:hidden;opacity:0;transform:translateY(-6px)}html:not(.js) .vf-toc-liste{position:static;visibility:visible;opacity:1;transform:none;margin-top:8px}.vf-toc.vf-offen .vf-toc-liste{visibility:visible;opacity:1;transform:none}.vf-prosa{margin-top:24px;font-size:17px}.vf-prosa>:is(p,ol,ul,h2,h3,blockquote,figure,.vf-weich,div){max-width:none}.vf-prosa>h2{margin-top:48px;scroll-margin-top:76px;font-size:26px}.vf-merk,.vf-prosa .ratgeber-kasten{padding:20px;border-radius:22px}.vf-merk-h,.vf-prosa .ratgeber-kasten-titel{font-size:22px}.vf-merk ul{grid-template-columns:1fr;gap:12px;margin-top:12px}.vf-merk ul>li{display:grid;grid-template-columns:128px minmax(0,1fr);gap:12px;align-items:center}.vf-merk-w{font-size:22px;white-space:normal}.vf-merk-t{margin-top:0;font-size:15.5px;line-height:1.3}.vf-tabbox table{font-size:16px}.vf-tabbox :is(th,td){padding:12px 14px}.vf-hilfe{margin:28px 0 0;padding:20px;border-radius:22px}.vf-hilfe-h{font-size:22px}.vf-regler-k label{font-size:15.5px}.vf-regler-k output{font-size:18px}.vf-erg strong{font-size:26px}.vf-hilfe-f{font-size:15px}.vf-prosa>figure{margin-top:28px}.vf-weich{grid-template-columns:60px minmax(0,1fr);gap:14px;margin-top:30px;padding:16px 0}.vf-weich-bild{width:60px;height:60px;background-size:126px auto}.vf-weich p{font-size:16.5px}.vf-ende-block{padding:36px 8px 0}.vf-ende{border-radius:28px;padding:36px 0 0}.vf-ende .vf-wrap{padding:0 20px;gap:0}.vf-ende-t>p:not(.vf-klein){margin-top:12px;font-size:17px}.vf-ende-fuss{padding-left:4px;margin-top:12px;font-size:14.5px}.vf-ende-fuss .vf-link{display:inline-flex;align-items:center;min-height:44px}.vf-ende-bild{height:250px;margin:16px -20px 0}.vf-ende-bild img{width:540px;margin-left:-288px;margin-top:-172px}.vf-rat-weiter{padding:44px 0 32px}.vf-rat-weiter .vf-rat-bild{height:92px}.vf-rat-weiter .vf-rat-bild img{width:250px;margin-left:-125px;margin-top:-70px}}
